A wedding that was nearing completion was abruptly called off after the bride’s family looked up the groom’s CIBIL score in a strange yet enlightening instance from Murtijapur, Maharashtra. They looked into his financial history and found that he was unstable and had taken out several loans. According to the bride’s uncle, their daughter could not be married to someone who was unstable financially.
Families Now Checking Credit Scores Before Marriage
Caste, horoscope compatibility, employment security, and family history were traditionally important considerations in planned marriages. This example, however, demonstrates a developing trend in which marriage decisions increasingly depend on financial stability, especially a high credit score.
How the Wedding Fell Apart Over CIBIL Score
- Months had passed during the wedding negotiations, and the match had been approved by both
- Final preparations were underway after the bride and groom gave their approval.
- The bride’s uncle insisted on seeing the groom’s CIBIL score just before the marriage was consummated.
- The groom’s numerous loans were disclosed in the report, which raised questions about his financial stability.
- The bride’s family promptly called off the wedding, shocked by the results.
- The bride’s uncle said, “How can we ensure our daughter’s financial security if the groom is already in debt?”
A New Priority in Indian Marriages: Financial Stability
This incident illustrates how Indian families’ perspectives are changing. Priorities in the past included things like social repute, work status, horoscope compatibility, and gotra (lineage). However, these days, financial management abilities and creditworthiness are becoming equally significant.
Important Takeaway: In the modern world, being financially responsible is crucial for social and personal life in addition to banking. A low credit score might affect marriage prospects and interpersonal connections in addition to loan approvals.
